Our Schemes

Lump Sum Investment

If you possess a large cash windfall and looking for a place to invest in that generates immediate and high returns, then lump sum investment is for you!

Buy units from any of our mutual funds as one-time investment and receive attractive dividends.

Systematic Investment Plan (SIP)

If you earn a regular income and can save a fixed amount each time, then Systematic Investment Plan is for you! Highly recommended as it awards you greater returns in the long run.

Buy units from any of our mutual funds monthly / half-yearly / yearly as recurring investment and receive attractive dividends.

Receive Dividends the way you like

Cash

Receive dividends in the form of cash that goes to your bank account.

Cumulative Investment Plan (CIP)

Receive dividends in the form of mutual fund units that goes to your BO Account as reinvestment.

Benefits of SIP

We are always in a quest to inculcate healthy habits for our well-being. So whether it is eating an apple a day, following a strict work-out regime or having a healthy meal, we leave no stone unturned to stay healthy. However, did you know that there is one Wealthy Habit that you can follow to ensure you financial well-being! It is the Systematic Investment Plan (SIP). Benefits of SIP are as follows:

  • "SIP" average out the cost of investments
    By investing in an "SIP" over a longer time, you can make the volatility of the market work in your favor. This phenomenon is enabled by the principle of ā€˜Taka Cost Averagingā€™. This is how: When Market is UP; BDT 1,000 can buy 50 Units at NAV of BDT 20/Unit When Market is UP; BDT 1,000 can buy 100 Units at NAV of BDT 10/Unit
  • Power of Compounding
    It is easy to put your investment decisions on old, waiting for the right time to take the plunge. But putting things off means missing out on utilizing one of the most potent benefits available to long-term investors.
  • It inculcates financial discipline
    Just like you need to stick to your workout routine to get results, you must make investments regularly to remain financially fit. SIPs are regular investments that can be fixed at a regular schedule. Hereā€™s an ideal scenario:
    • You get your salary on the 1st of every month
    • You want to save BDT 5,000 every month
    • By the time the month ends you may have overspent
    • If you schedule an SIP payment on the 2nd of every month, the amount will be automatically saved
  • Tax Benefit
    SIP deducts your tax return in the following ways:
    • No tax on Capital Gain
    • Tax Rebate on Dividend Income

"SIP" vs other capital market investment

# "SIP" Investment Other Capital Market Investment
1 Uncomplicated & largely automated Either gambling or investment for research
2 Small amount of fund required Require Lump sum funds
3 No need to time the market Market timing is important for gain
4 Minimized average cost per unit Cost of investment depends on market timing
5 Simple way to create long term wealth Trust your Luck!

Key Features of "SIP"

# Attributes "SIP" Features
1 Who Can Invest under SIP? Any Individual and General Public can invest in this fund through SIP.
2 Sale of Units through SIP An investor can invest through SIP either by auto debit system provided against investorsā€™ bank account or by providing cheques via AMC or Selling Agents at the regular interval which he/she mentioned in the Application Form. An SIP Investor must have a BO account. Units will be credited to SIP investors BO account at a discount of Tk. 0.10 per unit from the ongoing Weekly Sale Price of the unit as decided by AMC.
3 Limit of Unit Purchase Under SIP, there will be no minimum lot size. However, any fraction of installment amount remaining will be converted when it sums up to one unit.
4 SIP Tenor The scheme is offered for at least 2 years or any other period set by AMC. However, investors can set SIP scheme for 3 years/5 years/ 10 years. It is advisable to continue SIP investment with a long term perspective but there is no compulsion. After this time period the individual scheme will be matured and SIP holders may surrender or continue, after maturity, according to his/her new option. No fees/charges will be charged on surrender.
5 Interval for investment under SIP Systematic Investment Plan (SIP) allows an investor to invest a certain pre-determined amount at a regular interval: weekly, monthly, quarterly, half-yearly, yearly.
6 SIP Termination An SIP investor can terminate his/her SIP in any time. If an investor wants to terminate the SIP before 2 (two) years, 1% discount from the repurchase/ surrender price will be applicable on total accumulated invested amount on the date of cancellation of the scheme.
7 CIP option for the SIP investors Any SIP investor can choose either option of cash dividend or cumulative investment plan (CIP) or mix of both. If an SIP investor chooses CIP (i.e. dividend reinvestment process) instead of cash dividend, he/she will also enjoy CIP units at a discount on prevailing sale price used for CIP conversion. After CIP conversion, they will get dividend on total number of unit in the next year.